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  • Find your dream home

    Your Home Journey,
    ​Simplified.

    VF Team is a modern real estate team offering strategic guidance for buyers, sellers, and investors. By integrating real estate expertise with mortgage planning through Valko Financial, we help clients make confident, informed decisions at every stage of their real estate journey.

    VF Team real estate professionals working with clients
VF Team real estate and mortgage professionals with over 25 years of industry experience

About us

Your partners in every move.

We’re more than a real estate team. 

Backed by Valko Financial, we combine property expertise and mortgage strategy to help you make confident moves. Whether buying, selling, or refinancing, our team is with you every step of the way.

Expert guidance
Personalized service
Seamless transactions  

Our services

Full service real estate guidance built around your needs

From buying or selling to mortgage guidance and full support through the process, our team helps you navigate every step with confidence. We bring the right people together so your real estate experience feels simple and organized.

Real estate buying consultation with VF Team guiding clients through the home purchase process
Buying Assistance

We guide you through every step of the buying process, from strategy to closing, with real estate and mortgage planning working together.

Residential homes for sale guided by VF Team home search expertise
Selling Strategy

We help you price, prepare, and position your home to attract the right buyers and achieve the strongest possible outcome.

Real estate investment properties with guidance on rental and long term strategies
Investment Guidance

We provide clear guidance on investment properties, financing strategies, and long term planning to help you build wealth through real estate.

Professional home staging highlighting a bright, modern living space to attract buyers
First-Time Buyer Support

We simplify the buying process for first-time buyers, offering step-by-step guidance and coordinated mortgage planning from day one.

Real estate negotiation meeting with contract review and offer strategy discussion
Mortgage Planning

We work with trusted mortgage partners to ensure your financing strategy aligns with your goals, budget, and long-term plans.

Mortgage planning support for residential real estate financing decisions
Leasing Support

We assist tenants and landlords with leasing strategies, pricing, and market insight to ensure a smooth and informed leasing experience.

30+

Years of experience

1000+

Families Helped

34+

Awards

Meet our experts

A team of seasoned 
experts you can trust

Meet our team of professionals who specialize in key areas of real estate, from mortgage financing to interior design and marketing.

Tracy Valko, mortgage and financing expert with decades of industry experience
Tracy Valko

Director of Agent Coaching and Performance

Santiago Agudelo, VF Team real estate agent
Santiago Agudelo

REALTOR® Salesperson

Brett Cason, VF Team real estate agent
Brett Cason

REALTOR® Salesperson

Satvik Nagpal, VF Team real estate agent
Satvik Nagpal

REALTOR® Salesperson

Connor Stroh, VF Team operations lead
Connor Stroh

Senior Growth & Revenue Operations Manager

Daniela Salazar, Marketing and Design Director for VF Team
Daniela Salazar

Brand Experience and Culture

Brendan Valko, VF Team marketing coordinator
Brendan Valko

Marketing Director

Meghan Valko, VF Team office manager
Meghan Valko

Operations Associate

Customer testimonials

Hear success stories from our satisfied customers

Discover how we've successfully guided clients through their real estate journeys with expertise and dedication.

Maddi K

Home Seller

"There are seasons when life shifts beneath you — and in one of those seasons, Tracy and her team became steady ground. From the first conversation, they saw me as a whole person, not just a file. Their wisdom, professionalism, and calm communication carried us through every challenge with clarity and care.

Tracy’s expert guidance, paired with her incredible referral network, made selling our home — with renovations, staging, packing, and moving — an experience filled with trust and ease. Every person she connected us with was both professional and deeply kind.
"

Nancy & Clarence

Home Sellers & Buyers

"Honesty, Integrity, Commitment & Professionalism! Cindy White checks off each and every box. We truly appreciate and have so much respect not just for your knowledge but also for your guidance. 


 You have always through the years without fail kept our best interest front line and centre. If you were unsure of an answer you found it without hesitation, building a trustworthy relationship one step outta time. My recommendations will always be with you to meet all financial needs!"